Privacy Policy
1. General Principles
Protecting your privacy is very important to us. We have accordingly developed this Privacy Policy to protect your personal information and keep it confidential. We endeavour to comply with the laws of other countries, but we cannot and do not warrant that we do so. We do everything reasonably possible to protect your privacy rights on systems and the Website controlled by us, but we are not liable for any unauthorized or unlawful disclosure of your personal and confidential information made by third parties who are not subject to our control, such as advertisers and websites linked to our Website. You should note that the information and privacy practices of our business partners, advertisers, sponsors, or other websites to which we provide hyperlinks may differ from ours.
We categorize information about you (collectively referred to as “Personal Information”) as follows:
(a) Profiling Information: Information that you provide when you register for a Service, which may include some or all of the following:
- Information about your personal identity, such as gender, marital status, age, etc.;
- Your financial information, such as your banking details and any information relating to your income and lifestyle levels; and
- You contact details, such as your physical address, postal address, telephone and fax numbers, and the like.
(b) Payment and Account Information: Your account history with us, including (without limitation) all billing information, communications, payment history, etc. We maintain this in encrypted form on secure servers.
(c) Service Usage: Information about your navigation while using our Services, for example, the URLs of websites that you visit and from which you request downloads.
(d) Log Information: Information such as your web request, IP address, browser type, browser language, and the date and time of your request.
(e) Transactional Information: Transaction history (other than banking details) relating to your e-commerce activities.
(f) Correspondence Information: Content, information about your correspondents, and the destination/origin of communications between you and any other person using our Services, including email communications, blog, chat room and discussion board communications, instant messages, experts forum communications, faxmail communications, mailing list memberships, etc.
(g) User IDs: Your usernames, passwords, email addresses, and other security-related information used by you in relation to our Services.
(h) Stored Information: Data either created by you or by a third party that you wish to store on our servers, such as image files, documents, etc.
We collect your Personal Information only to conduct our business and to enable us to deliver and improve our Services. We do not, under any circumstances, sell your Personal Information to any third party or otherwise trade in it.
We will disclose your Personal Information only in accordance with this Privacy Policy. If we wish to use it for any other purpose, we will obtain your prior written consent.
If you decline to submit personal information to us, we will unfortunately not be in a position to provide the Services to you.
Any information you provide while using certain Services in an open, public environment or forum, including (without limitation) any blog, community, or discussion board, is not confidential, does not constitute Personal Information, and is not subject to protection under this Privacy Policy.
Since such public environments are accessible to third parties, it is possible that third parties may collect, collate, and use such information for their own purposes. You should therefore be careful when deciding to share any of your Personal Information in such public environments.
Information that is disclosed publicly may also be shared with our affiliates, third-party service providers, sponsors of competitions, etc., unless expressly stated otherwise.
We are not liable to you or any third party for any damages that you or any third party may suffer arising from your disclosure of Personal Information in any public environment. You disclose such information in a public environment at your own risk.
2. Right to Collect
By accepting the Terms of Service, you agree that we may collect and store your Personal Information for as long as you use our Services, subject to the limitations set out in this Privacy Policy.
2.1 We collect your Profiling and Account Information for the following reasons:
(a) We require your identity details, contact details, banking information, and account history to manage our relationship with you and provide Services to you. We will disclose this information only as provided below.
(b) We use certain information about you in aggregated form to compile statistical and demographic profiles for our business and marketing activities. We may disclose such information, provided that it is in aggregated form and cannot be used or interpreted in a manner that identifies you.
2.2 We collect and store your Service Usage and Transactional Information in order to:
(a) determine and verify the Service Charges payable by you and to administer our relationship with you;
(b) comply with any statutory or regulatory requirement;
(c) compile statistical and demographic profiles about you for our business and marketing activities and to customize our Services for you. While we are entitled to use such information for our own internal business purposes without limitation, we will disclose it only in aggregated form that cannot be used or interpreted in a manner that identifies you; and
(d) monitor your use of our Services for the purpose of ensuring compliance with our Terms of Service.
2.3 We collect and store your Correspondence Information and Personal Identifiers in order to:
(a) comply with our legal obligations; and
(b) monitor your use of our Services to ensure compliance with our Terms of Service.
Any Personal Information that we collect and use in aggregated form, ensuring that you are not individually identified, is our property. We may use it, at our sole discretion and without compensation to you, for any legitimate purpose, including (without limitation) the commercial sale thereof to third parties.
Sometimes we use “cookies” so that we can provide you with more customized information when you return to our Website. Cookies are used to store user preferences and track user trends so as to enhance your interactive experience and generally improve our Services to you. You can set your browser to notify you when you receive a cookie, giving you the opportunity to decide whether or not to accept it. If you do accept a cookie, you thereby agree to our use of any Personal Information collected by us through that cookie.
You may update your Profiling Information at any time on the Website.
You acknowledge and agree that, in the interest of improving personalization and service efficiency, we may, under controlled and secure circumstances, share your Personal Information with our affiliates (an entity that is our subsidiary or holding company, a subsidiary of our holding company, or an entity that controls, is controlled by, or is under common control with us).
3. General Exceptions
If we are required to intercept, disclose, monitor, and/or store your Personal Information:
(a) by law;
(b) to conduct our business;
(c) to secure our systems; or
(d) to enforce our own rights,
we will do so in the manner prescribed by law.
Such interception, disclosure, monitoring, and storage may take place without your knowledge. In such cases, we will not be liable to you or any third party for any damages arising from such interception, disclosure, monitoring, or storage.
In order to ensure that all our users comply with the Terms of Service, we may monitor your Personal Information to the extent necessary to determine compliance and/or identify instances of non-compliance.
To ensure that the security and integrity of our Services are safeguarded, we may monitor your Personal Information. This monitoring may include (without limitation) the filtering of incoming and outgoing electronic data messages to identify, limit, and/or prevent the transmission of spam, viruses, and/or unlawful, defamatory, obscene, or otherwise undesirable material or content.
We may, under certain circumstances, procure an element of the Services from a third-party service provider. To the extent necessary, and solely for the purpose of providing the Service to you, you agree that we may disclose to such third party any of your Personal Information that may be required for the procurement of such services.